Safeguarding plant and equipment

The following content is brought to you by our parent company, HSB, a specialist insurance and inspection services provider in the UK and Ireland.

This guidance covering on-site risk management for construction sites and SMEs is available to you free of charge*. For more guidance like this, visit our non-warranty guidance hub here.

Download a copy of this guidance in PDF form here.

Safeguarding construction plant and equipment

Construction plant and equipment claims cost insurance companies millions of pounds every year

Each year, insurance companies pay out millions in claims following significant damage and theft of construction plant and equipment; either owned, leased or hired in.

Damage can also occur as a result of accidents due to fire, flood and overturning events, or deliberately through vandalism or arson. These incidents can also result in persona injury, property damage and business interruption as well as potential delays and increased costs (including insurance excesses).

Many loss events are preventable and occurrences can be reduced through appropriate risk management procedures and activities. Construction plant and Equipment (CPE) is not only operated on civil engineering and construction sites but also in a diverse variety of environments and industries, including waste processing, metals recycling, docks, farming and quarries, etc.

Consequently, it is important to properly risk assess the work activities and to ensure the selected plant is suitable for its operating environment.

This guide also aims to identify common loss prevention measures that can be applied to CPE working in various situations. With such a diverse range of CPE available, the specific operating and maintenance instructions for any particular piece of CPE should be referred to.

However, many of the loss prevention principles are common to all types of CPE and working locations. Further industry best practice guidance, organisations and relevant legislation is included at the end of this document.

To access the full guidance from HSB, download the PDF here.


About HSB

HSB’s specialist underwriting in the UK and Ireland covers a broad range of risks including construction, cyber, computer, equipment breakdown and energy efficiency.

Built on a foundation of specialist insurance, engineering and technology, HSB is a global provider with over 150 years of technical risk knowledge and experience that sets the standard for excellence worldwide. Part of Munich Re, HSB is rated A++ (Superior) by A.M. Best Company.

Further information can be found at:


*The guidance in this document refers to industry best practice loss control advice. Adoption of the advice contained within this document does not imply compliance with industry, statutory or HSB guidelines, nor does it guarantee that losses will not occur.

For more information, please contact us

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Please Note: Every care was taken to ensure the information in this article was correct at the time of publication. Any written guidance provided does not replace the reader’s professional judgement and any construction project should comply with the relevant Building Regulations or applicable technical standards. However, for the most up to date LABC Warranty technical guidance please refer to your Risk Management Surveyor and the latest version of the LABC Warranty Technical Manual.

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