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Available for five years from the completion of your project (10/12 years for Private Rental Select policies), LABC Warranty's Machinery Inherent Defects Insurance (MIDI) cover gives everyone involved peace of mind vital electrical and mechanical systems that support and operate within your developments are protected.
Under MIDI cover, damage caused by inherent defects will be repaired, or the cost of repairing, replacing or rectifying affected equipment will be met, subject to the terms of your policy.
LABC Warranty insurance with MIDI cover gives you the convenience of structural, mechanical and electrical inherent defect cover in one policy.
Here are a few examples where MIDI would provide cover for inherent defects of mechanical and electrical systems:
A serious electrical fault caused a lift failure. The exact fault could not be identified which resulted in the replacement of the control panel and wiring.
An air conditioning unit consisting of one large external unit and twenty indoor units suddenly failed. An electrical fault was identified within the solenoid box and PCB controller. Repairs were made to get the air conditioning back operational.
Smoke emitting from a boiler room, was identified as failure of components within a sectional boiler. Two defects were identified (electrical failure of the PCB and failure of four tie bars). Both failures required repair.
MD Insurance Services Ltd. is the scheme administrator for LABC Warranty and is authorised and regulated by the Financial Conduct Authority. Registered in England No: 3642459 | Website by Fuelius.