New Homes For Sale

Are you building new homes for sale?

Our New Homes Warranty is designed to cover homes being built to sell. Take a look below to learn more about what our New Homes Warranty includes and how we can help with your next project or get a quote by filling in our online application form.

If your development contains a combination of homes for sale, private rental, social housing and/or commercial we can cover this as a mixed use scheme.

If your project contains a building of six storeys or more you will also benefit from our Major Projects Service. To see if your building/s would qualify as a major project check out our tall buildings graphic.


Up to £25M
Continuous Structure Limit -
New Build; £25,000,000*
Conversions; £5,000,000

*higher limits on request
10 Years
Cover Period -
Defects Insurance Period: 2 years
Structural Insurance Period: 8 years
From £100
Excess -
Defects Insurance Period: £100
Structural Insurance Period: £1,000
Up to £1M
Financial Limits -
New Build l £1,000,000
Conversions l £500,000

Cover Included:

Mechanical and Electrical Inherent Defects  (For 5 years from completion)

Contaminated Land  (During the Structural Insurance Period - 8 years)

Additional Costs / Fees  (For the policy duration - 10 years)

Alternative Accommodation  (For the policy duration - 10 years)

Removal of Debris  (For the policy duration - 10 years)

Cover Available:

Builder Insolvency  (During the building period)


Insurance Product Information Documents (IPIDs) summarise what is covered by our policies, making it easier for developers and homebuyers to compare providers and quickly understand the cover available. Download the New Homes IPIDs here. You can also download our Showhome Brochure which includes a sample IPID document.

Larger financial limits are available under the High Value Scheme (HVS) versions of our policies.

Security and peace of mind

Why choose LABC Warranty?

'A’ rated insurers

All of our policies are underwritten by ‘A’ rated insurers, giving you and your customer’s peace of mind.

Lender approval

Our New Homes cover is widely accepted by the leading banks and building societies helping potential buyers obtain the mortgage they need to purchase your homes.

No. 1 for technical support

You will benefit from the expertise of our Risk Management Surveyors, working alongside your Local Authority Building Control team (LABC Warranty was rated as No.1 for technical support in independent research conducted in 2020.)

LABC partners

Since 2007 LABC Warranty has worked in partnership with Local Authority Building Control (LABC) to provide secure and reputable structural warranties

How to apply for a New Home Warranty

You can get a quote by completing our online application form. To complete the application we’ll need to know a few important things, such as – project location, number of units, the estimated sale value and your developments start and end dates. Our insurance boffins can then crunch all the numbers and give you a quote. Once you are happy and accepted the quote then your Risk Management Surveyor will be in touch…


How we work with you on site

We have a national network of experienced surveyors who work closely with you and your Local Authority Building Control team. Your Risk Management Surveyor will tailor the inspections to the needs of you site. You will also receive a detailed Technical Manual, accredited by RIBA and CIAT to provide you with guidance on each stage of the build.




Self Builders

We work with you to help build your dream home. Our self-build warranty provides security, peace of mind and can be used to secure finance from lenders.

Major Projects

Providing early, no-obligation engagement at the design stage to help you navigate the regulations and ensure compliance with our technical standards.

Home Owners

Our LABC Warranty protects your new home from structural damage that may occur during the first ten years after your home is completed.