Social Housing Warranty

Are you building social or affordable housing?

Our Social Housing Warranty is designed to protect social or affordable housing through a flexible 10 or 12 year cover period. Take a look below to learn more about what our Social Housing Warranty includes and how we can help with your next project or get a quote by filling in our online application form.

If your development contains a combination of homes for sale, private rental, social housing and/or commercial we can cover this as a mixed use scheme.
If your project contains a building of six storeys or more you will also benefit from our Major Projects Service. To see if your building/s would qualify as a major project check out our tall buildings graphic.


10/12 years
Cover Period -
Defects Period: 1 years Structural Insurance Period: 9/11 years
Up to £500K
Financial Limits -
New Build: £500,000
Conversions: £250,000
Up to 25M
Continuous Structure Limit -
New Build: £25,000,000
Conversions: £5,000,000
From £100
Excess -
Defects Insurance Period: £100
Structural Insurance Period: £1,000

Cover Included:

Mechanical and Electrical Inherent Defects  (For 5 years from completion)

Contaminated Land  (During the Structural Insurance Period - 9/11 years)

Additional Costs / Fees  (For the policy duration - 10/12 years)

Alternative Accommodation  (For the policy duration - 10/12 years)

Removal of Debris  (For the policy duration - 10/12 years)

Cover Available:

Builder Insolvency  (During the building period - subject to approval)

Loss of Rent (extension to standard)


Insurance Product Information Documents (IPIDs) summarise what is covered by our policies, making it easier for housing providers and tenants to compare providers and quickly understand the cover available. Download the Social Housing IPIDs here.


Why choose LABC Warranty?

A’ rated insurers

All of our policies are underwritten by ‘A’ rated insurers protecting you, your tenants and your maintenance budget.

Protect your assets

Our structural warranties are designed to protect your housing stock and help you deliver the highest quality housing possible.

LABC partners

Since 2007 LABC Warranty has worked in partnership with Local Authority Building Control (LABC) to provide secure and reputable structural warranties

No. 1 for technical support

You will benefit from the expertise of our Risk Management Surveyors, working alongside your Local Authority Building Control team (LABC Warranty was rated as No.1 for technical support in independent research conducted in 2020.)

How to apply for a LABC Warranty

You can get a quote by completing our online application form. To complete the application we’ll need to know a few important things, such as – project location, number of units, the estimated sale value and your development start and end date. Our insurance boffins can then crunch all the numbers and give you a quote. Once you are happy and accepted the quote then your Risk Management Surveyor will be in touch…


How we work with you on site

We have a national network of experienced surveyors who work closely with you and your Local Authority Building Control team. Your Risk Management Surveyor will tailor the inspections to the needs of you site. You will also receive a detailed Technical Manual, accredited by RIBA and CIAT to provide you with guidance on each stage of the build.







Self Builders

Providing people building their dream home with peace of mind and help to secure stage payments from lenders.

Major Projects

Providing early, no-obligation engagement at the design stage to help you navigate the regulations and ensure compliance with our technical standards.

Home Owners

Protecting your new home from any structural damage arising in the first ten years after your home is completed.