A new home warranty is a 10 year insurance policy which protects buyers of new homes from structural defects.
Having an LABC Warranty in place gives any potential home buyers peace of mind that the property has been built to the highest standards. Each project will benefit from the expertise of our Risk Management Surveyors and unique partnership with your Local Authority Building Control team.
It is also a condition of most mortgage applications that a structural warranty is in place for newly built or converted properties. Our New Homes cover is widely accepted by the leading banks and building societies helping potential buyers obtain the mortgage they need to purchase your new homes.
Insurance Product Information Documents (IPIDs) summarise what is covered by our policies, making it easier for housing providers, and homebuyers to compare providers and quickly understand the cover available. Download the New Homes IPIDs here.
You can also download our Showhome Brochure which includes a sample IPID document.
Mechanical and Electrical Inherent Defects (For 5 years from completion)
Contaminated Land (During the Structural Insurance Period - 8 years)
Additional Costs / Fees (For the policy duration - 10 years)
Alternative Accommodation (For the policy duration - 10 years)
Removal of Debris (For the policy duration - 10 years)
Builder Insolvency (During the building period)
All of our policies are underwritten by ‘A’ rated insurers, giving you and your customer’s peace of mind.
Our New Homes cover is widely accepted by the leading banks and building societies helping potential buyers obtain the mortgage they need to purchase your homes. Find out more
As a Founding member of the Consumer Code for Home Builders our structural warranty gives your buyers extra comfort.
You will benefit from the expertise of our Risk Management Surveyors, working alongside your Local Authority Building Control team.
You can get a quote by completing our online application form. To complete the application we’ll need to know a few important things, such as – project location, number of units, the estimated sale value and your developments start and end dates. Our insurance boffins can then crunch all the numbers and give you a quote. Once you are happy and accepted the quote then your Risk Management Surveyor will be in touch…
We have a national network of experienced surveyors who work closely with you and your Local Authority Building Control team. Your Risk Management Surveyor will tailor the inspections to the needs of you site. You will also receive a detailed Technical Manual, accredited by RIBA and CIAT to provide you with guidance on each stage of the build.
We work with you to help build your dream home. Our self-build warranty provides security, peace of mind and can be used to secure finance from lenders.
We provide a range of structural warranties for providers of social or affordable housing designed to protect assets and deliver high quality housing.
Our LABC Warranty protects your new home from structural damage that may occur during the first ten years after your home is completed.