Our Social Housing Warranty is designed to protect social or affordable housing through a flexible 10 or 12 year cover period. Like all of our policies you will benefit from the technical support of our experienced surveying network working in partnership with your Local Authority Building Control team.
Our policies also include a ‘Right to Buy’ facility, which provides tenants purchasing property within the first 5 years after build completion with a new 10 year warranty, effectively providing up to 15 years of cover for no extra charge.
Take a look below to learn more about what our Social Housing warranty includes and how we can help with your next project.
You can also view and download our social housing brochure.
Insurance Product Information Documents (IPIDs) summarise what is covered by our policies, making it easier for housing providers, homebuyers and tenants to compare providers and quickly understand the cover available. Download the Social Housing IPIDs here.
Cover Included:
Mechanical and Electrical Inherent Defects (For 5 years from completion)
Contaminated Land (During the Structural Insurance Period - 9/11 years)
Additional Costs / Fees (For the policy duration - 10/12 years)
Alternative Accommodation (For the policy duration - 10/12 years)
Removal of Debris (For the policy duration - 10/12 years)
Cover Available:
Builder Insolvency (During the building period - subject to approval)
Loss of Rent (extension to standard)
Why choose LABC Warranty?
A’ rated insurers
All of our policies are underwritten by ‘A’ rated insurers meaning that if something does go wrong it won't impact your maintenance budget and will minimise disruption to your tenants.
Right to buy
Our policy includes a 'right to buy' facility for tenants who want to buy their property within the first 5 years, after build completion, with a new 10 year warranty.
Flexible approach
Our national network of surveyors work with you on site to find solutions and help you deliver quality homes
LABC partners
You will benefit from the expertise of our Risk Management Surveyors, working alongside your Local Authority Building Control team.
How to apply for a LABC Warranty
You can get a quote by completing our online application form. To complete the application we’ll need to know a few important things, such as – project location, number of units, the estimated sale value and your developments start and end dates. Our insurance boffins can then crunch all the numbers and give you a quote. Once you are happy and accepted the quote then your Risk Management Surveyor will be in touch…
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How we work with you on site
We have a national network of experienced surveyors who work closely with you and your Local Authority Building Control team. Your Risk Management Surveyor will tailor the inspections to the needs of you site. You will also receive a detailed Technical Manual, accredited by RIBA and CIAT to provide you with guidance on each stage of the build.
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OTHER SERVICES
Self Builders
We work with you to help build your dream home. Our self-build warranty provides security, peace of mind and can be used to secure finance from lenders.
Housing Associations
We provide a range of structural warranties for providers of social or affordable housing designed to protect assets and deliver high quality housing.
Home Owners
Our LABC Warranty protects your new home from structural damage that may occur during the first ten years after your home is completed.
MEMBERSHIPS AND ACCREDITATIONS
MD Insurance Services Ltd. is the scheme
administrator for LABC Warranty and is
authorised and regulated by the Financial
Conduct Authority.
Registered in England No: 3642459