Download our guide to mechanical and electrical defects insurance

Available for five years from the completion of your project (10/12 years for Private Rental Select policies), LABC Warranty's Machinery Inherent Defects Insurance (MIDI) cover gives everyone involved peace of mind vital electrical and mechanical systems that support and operate within your developments are protected.

Under MIDI cover, damage caused by inherent defects will be repaired, or the cost of repairing, replacing or rectifying affected equipment will be met, subject to the terms of your policy.

Download our guide to mechanical and electrical defects cover

LABC Warranty cover protects mechanical and electrical systems

LABC Warranty insurance with MIDI cover gives you the convenience of structural, mechanical and electrical inherent defect cover in one policy.

 

 

How MIDI mechanical and electrical cover benefits you

LABC Warranty insurance with MIDI cover gives you the convenience of structural, mechanical and electrical inherent defect cover in one policy

MIDI Icon 1 MIDI Icon 2 MIDI Icon 3 MIDI Icon 4

No need to rely on collateral and professional indemnity insurances

Fully transferable cover to future owners, subject to residual cover duration

Makes funds available for repairs following the discovery of a relevant defect

Developments easier to sell or rent thanks to added peace of mind

 

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Lift breakdown

A serious electrical fault caused a lift failure. The exact fault could not be identified which resulted in the replacement of the control panel and wiring.

Claim cost: £30,000

 

Air conditioning breakdown

An air conditioning unit consisting of one large external unit and twenty indoor units suddenly failed. An electrical fault was identified within the solenoid box and PCB controller. Repairs were made to get the air conditioning back operational.

Claim cost: £2,100

 

Boiler breakdown

Smoke emitting from a boiler room, was identified as failure of components within a sectional boiler. Two defects were identified (electrical failure of the PCB and failure of four tie bars). Both failures required repair.

Claim cost: £20,500 

 

 

 

 

 
Please note these examples are for illustrative purposes only

MD Insurance Services Ltd. is the scheme administrator for LABC Warranty and is authorised and regulated by the Financial Conduct Authority. Registered in England No: 3642459
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