Home Owners Overview

What does your warranty mean for you?

Finding your new home is exciting, whether you are moving or buying a house for the first time. It's a life-changing decision, one that can sometimes be stressful. Even when you have found your new home, there is still more work to be done. Furnishing, decorating and insuring your property can cost you both time and money.

At LABC Warranty, we like to make life a little easier for you with the added assurance that your home is covered by a structural warranty. This is different to your standard building and contents insurance as it provides you with cover for a wide range of structural defects that could, although rarely, occur during the first ten years after your home is completed.

What does this mean?

It means structural faults that may happen during this time period will be taken care of with the minimum of fuss. What's more, you don't need to do a thing to ensure your property is adequately covered. Your developer will have already arranged and paid for this before you buy your home and will provide you with a Certificate of Insurance on handover.

It is important to note that your LABC Warranty will not provide cover for all issues you may have. It is therefore important that you carry out a full inspection of the property and raise any snagging issues with your builder.

Your policy documentation will provide full details of the insurance cover provided.

Who are LABC Warranty?

At LABC Warranty, we provide structural warranties to protect you, the homeowner. Having arranged warranties since 2007, we have become the warranty provider of choice for some of the country's leading developers.

Our years of expertise in surveying, construction methods and claims mean that we can apply this knowledge to ensure quality in construction. What's more, all our policies are underwritten by 'A' rated global insurers, giving you the reassurance that we'll be there when you need us most.

Why do you need a structural warranty?

  • Our LABC Warranty protects your new home from structural damage that may occur during the first ten years after your home is completed.
  • Mortgage lenders are more likely to release funds if homes have a warranty in place, helping you to secure a mortgage. Our LABC Warranty is recognised and accepted by many of the country's leading banks and building societies.

If you decide to sell your home before your warranty expires, our LABC Warranty is fully transferrable, making your property more attractive to buyers and lenders.