Our Completed Housing warranty covers completed properties which do not already have the benefit of a structural warranty. Applications are considered on a case by case basis and properties must be less than 10 years old. The policy provides protection for the balance of the 10 years after completion.
New build: up to £750,000
Conversions: up to £350,000
The difference between the age of the property at completion and 10 years
£1,000 to reflect the higher risk of an already-completed home
Mechanical and electrical inherent defects (For 5 years from completion), Contaminated land, Additional costs / fees, Removal of debris
All of our policies are underwritten by A-rated insurers, giving you and your customer’s peace of mind.
Our completed housing warranty cover is widely accepted by the leading banks and building societies helping potential buyers obtain the mortgage they need to purchase your homes.
Voted No.1 for technical support in the structural warranty market in independent research conducted in 2021, you will benefit from the expertise of our risk management surveyors, working alongside your Local Authority Building Control (LABC) team.
LABC Warranty works in partnership with Local Authority Building Control (LABC), so your development benefits from two pairs of eyes - covering building regulations and risk management.
LABC Warranty is one of the largest providers of structural warranties for new homes and buildings in the UK. Established in 2007, we provide risk management inspection services across England and Wales.
LABC Warranty has covered £23 billion worth of reconstruction since 2007, and recorded our best ever year in 2021 with £3.2 billion covered.
LABC Warranty provides tailored cover for residential, commercial and build-to-rent developments.
We take pride on being voted No.1 for technical support in independent research (2020). Our Technical Manual aims to guide you on meeting the technical standards required at each stage of construction.
10 years’ cover on new homes for sale, with single unit limits up to £1m and continuous structures £25m, with higher limits on request.
10 or 12 years’ cover on new affordable housing or shared ownership homes, protecting you and your tenants.
10 or 12 years’ cover on rental properties to provide protection and security for you, the developer or investor, including loss of rent* and alternative accommodation.
Designed for build-to-rent developments with built-in flexibility should you wish to sell all or part of the development to new owners.
10 years of cover with variable excess, designed to protect owners or developers of commercial sites from potentially costly defects.
You can use a combination of different LABC Warranty policies to cover different elements to ensure comprehensive protection for the entire development.
If you are constructing a building of six stories or more you will benefit from an enhanced service through our Major Projects Service.
Specifically designed for people building their dream home. As well as providing peace of mind, the 10-year policy can be used to secure stage payments from lenders.
Head to our FAQs for more information or if your enquiry is more specific, please get in touch. We are always happy to help.
For peace of mind, to enable your buyers to secure a mortgage or to release funds for your dream self-build home, LABC Warranty is here to help you.
Learn more about registering with us and our completed housing warranty cover.
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MD Insurance Services Ltd. is the scheme administrator for LABC Warranty and is authorised and regulated by the Financial Conduct Authority. Registered in England No: 3642459 | Website by Fuelius.